Colorado Springs is one of the most military-connected communities in the country — and the VA home loan benefit was built for the veterans, service members, and military families who live here. Work with Gene Richter, an Air Force veteran and Mortgage Loan Originator (NMLS #2806488), to put that benefit to work: zero down payment and no monthly PMI for those who qualify.
Between Fort Carson, two Space Force bases, and the Air Force Academy, the Colorado Springs region is home to tens of thousands of active-duty service members, veterans, and their families. Whether you're buying your first home after a PCS to the Front Range, using your benefit again after a previous VA loan, refinancing to a lower rate, renovating a home with your VA benefit, or taking cash out of your VA loan to tap your equity, Gene helps you understand exactly what your entitlement can do here.
Gene is a mortgage loan originator, not a lender — he shops multiple VA-approved wholesale lenders through PBT Bancorp (NMLS #257781) to find a fit for your situation, and he is federally registered to originate loans in all 50 states and U.S. Territories.
Home of the 4th Infantry Division and 10th Special Forces Group.
Space Base Delta 1 and North American Aerospace Defense Command.
Satellite operations and Space Delta missions east of the city.
Officer training for the next generation of Air Force leaders.
Run the numbers before you ever pick up the phone — every calculator below is free, requires no personal information, and is built around VA loan rules.
Estimate the principal and interest on a VA loan for a given amount, rate, and term.
See the maximum home price that fits your income, debts, and down payment.
Find the minimum current rate at which a VA streamline refinance is worth it.
See how quickly a VA IRRRL refinance pays for itself in monthly savings.
Compare down payment, upfront fees, and mortgage insurance across loan types.
Answer a few quick questions for a personalized VA loan limit estimate.
Gene works with veterans and military families throughout the Colorado Springs metro and the surrounding Southern Colorado communities, including:
Get pre-qualified with no obligation, or call Gene directly to talk through your options.